Marriage Contracts & Cohabitation Agreements
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Fair, informed, and enforceable for both of you. Ready to have the conversation?
Practising Exclusively in Family Law Across Southern Ontario






A plan for your life together: fair, informed, enforceable.
It's not about planning for your relationship to end. It's about making thoughtful decisions together while you're both on the same team.
People buy insurance hoping they'll never make a claim. They prepare wills expecting to live a long life. A marriage contract is no different. A marriage contract isn't a plan for a breakup. It's a plan for your life together. One where you and your partner decide the terms, instead of leaving them to be decided for you later by a judge who's never met either of you. The same is true if you're moving in together but not marrying: a cohabitation agreement gives common-law couples the same kind of clarity, built for your circumstances rather than a courtroom's default rules.
Is a Marriage Contract a Prenup?
Under Ontario law the legal term is a marriage contract. A prenuptial agreement (prenup) is simply a marriage contract that is signed before the wedding, but once you're married, you can still enter into a marriage contract.
Whether you call it a prenup, a prenuptial agreement in Ontario, or a marriage contract, the goal is the same: giving you and your partner the opportunity to decide important financial matters together instead of leaving them to the courts.
What a Marriage Contract Covers
A marriage contract or cohabitation agreement is a legal document that sets out how you and your partner will handle finances, property, and support. It applies during the relationship and if it ever ends.
You decide what's fair for you, in writing, while you're both thinking clearly and want the best for each other.
• Protects property or savings you're each bringing into the relationship
• Sets out what happens to the home you live in, however it's owned
• Defines how property will be divided on your own terms, not a court's
• Let’s you decide in advance whether spousal support would apply
• Supports your estate and inheritance plans
• Prevents costly, drawn-out conflict later by settling the big questions now
What to Expect: Our Marriage Contract Process
Every relationship is different, and so is every agreement.
Timelines vary depending on how quickly documents are exchanged and how much negotiation is involved.
Strategy Session
We start by understanding what you're trying to achieve. Before offering any advice, we want to fully understand your goals then we explain the legal implications and how we'd draft an agreement that accomplishes them while minimizing the risk of it being challenged down the road.
Sharing the Proposal
You can discuss the terms with your partner yourself, or we can reach out on your behalf to outline the proposed terms, whichever feels more comfortable.
Exchanging Financial Disclosure
Both of you share full financial disclosure. This is what makes the agreement enforceable later. An agreement built on incomplete information is one that can be challenged.
Your Partner Retains Their Own Lawyer
If your partner wants to negotiate any terms or add their own goals, we advise them to retain independent counsel. From there, negotiations happen lawyer to lawyer, keeping the process constructive and avoiding putting strain on your relationship.
Signing
Once both sides are satisfied, the agreement is signed by both of you and your respective lawyers, and it becomes a binding part of your life together.
Drafting the Agreement
We draft the contract to reflect what's been agreed. Your partner then reviews it with their own lawyer, who confirms they understand it and are entering into it freely. This is a step that's essential to the agreement holding up if it's ever tested.
ARE YOU A BUSINESS OWNER?
Find out why every business owner should have a marriage contract or cohabitation agreement.
Is a Marriage Contract or Cohabitation Agreement Right for You?
Every couple's circumstances are different. Our role is to understand your goals, explain your options, and prepare an agreement that reflects what matters most to both of you.
Many couples think marriage contracts are only for the very wealthy. In reality, they're for anyone who wants to have important financial conversations while they're on the same team, rather than during a separation.
A marriage contract or cohabitation agreement may be worth considering when:
You Own a Business
Whether you've built a family business, professional corporation, or owner-operated business, an agreement can help clarify how your business interests will be treated.
You're Getting Married Later in Life
You may have spent years building your savings, investments, or property before entering a new relationship.
This is a Second Marriage
You may want to protect assets you've accumulated over time or preserve your financial plans for the future.
You Own a Home or Other Significant Property
A marriage contract allows you to decide together how those assets should be treated instead of relying on Ontario's default rules.
One of You Expects to
Receive an Inheritance
Planning ahead can help protect family wealth and ensure your wishes are clearly documented.
One Partner has Significantly
More Assets Than the Other
Having open conversations about finances before marriage can provide clarity and help avoid misunderstandings later.
You Have Children From
a Previous Relationship
A carefully drafted agreement can work alongside your estate plan to help protect your children and the legacy you intend to leave them.
You're Moving in Together
But Don't Plan to Marry
A cohabitation agreement allows common-law couples to decide how property, finances, and support will be handled if the relationship ends.
Deciding to Step Away From
a Career to Raise Children
An agreement can address how financial responsibilities and spousal support would be handled, providing clarity and security for both partners.
How AP Lawyers Can Help
We keep the process simple: we start by understanding what you're trying to achieve, then draft an agreement built to hold up if it's ever tested.
Your partner reviews the proposed terms with their own lawyer, so the agreement is fair, informed, and enforceable for both of you.
AP Lawyers Founder, Angela Princewill
Explain Why a Marriage Contract Makes a Difference
FAQ's About Complex & Contested Divorces in Ontario
We've Handled it Before
Our team practices in every area of family law, whatever comes your way.
Practising Exclusively in Family Law for Close to 20 Years.
Our experienced negotiators and accomplished litigators serve Toronto and GTA (Greater Toronto Area), York Region (Markham, Richmond Hill, Thornhill, Newmarket), Durham Region (Pickering, Ajax, Oshawa) and Peel Region (Brampton) with offices in Toronto and Pickering.
Our team includes associates fluent in English, Arabic, Yoruba, Tamil.
